At this point, just getting my kid through their last year of college (the life event timings are admittedly weird for anyone following real closely, but I’ve had some stuff happen ‘out of order’, which isn’t all that unusual I guess), shoring up the emergency fund a bit more, then after that I’m not 100% sure.

It might be nice to work towards owning my own home, but I’m very far from a down payment at this point. But who knows? Question of priorities I guess.

I’m don’t have anything on the immediate horizon that will require a formal credit check, so I’m not terribly concerned at the moment. Will definitely be keeping an eye on it though!

I agree, it was time well spent in my case as well. The price tag is just a mite heavy for that experience, compared to other paths with better career options.

But it’s definitely enriching in its own right.

No real fault of their own, but my parents weren’t really able to support me much when I decided to go to uni. So the loan amount reflects both school and living costs, supplemented with (an admittedly pretty great, all things considered) part time job. That and once they were better established, my sibling required much more immediate and intensive support anyway (long story, it was a pretty bad situation). Living with them wasn’t an option (posted elsewhere).

It was a very weird but appreciated call this weekend - my mom’s pretty blunt so it was literally:“Hello?” “How much do you have left on your student loans” “Uh, $X? Why?” “I’m sending you money, some now and some next month.” “Wow, ok, thank you?” “Just send me a reciept so I know it went to your loan. Love you!” click

I blame the planets aligning this weekend, 'cause at this point that’s all I have to go on aside some very hand-wavy “we were thinking about what we’ve done and what we can do recently” statements, lol. Still a very, very nice thing for them to do, I’m super appreciative. Was just kind of a shock.

ala Rod and Todd walking into the Kwik-E-Mart Thank you void!

Appreciate it :)

Lol, we’ll see 😬

My payment was $342/month (this was the post-COVID lowered amount), so despite any credit hit that’s going to be a nice chunk of change to get back every month. Before recent events, I could have paid it off but I was prioritizing my kid’s tuition instead so they wouldn’t have to deal with it. At the current balance and with assistance, can kill off both for his last year :)

Lol, no.

…eh, now that I write it out I have a hard time believing that. It does not have direct relevance to my career to date, but it did train me in the basics of critical thinking through application (unsure if this is purely frustration talking or not, but this is apparently a rare thing), and I’m personally happy I did it. But if anyone were to ask “Should I go into debt for your degree?” these days, it’d be a resounding no unless they are also getting an BEd to become a teacher. Read books and pirate criticism on your own time, pick up a skilled trade instead.

[MA in English Language and Literature. Literally one of the top ‘useless degree’ punching bags. All the debt is from the BA though]